customer_id
stringlengths 11
11
| phone_number
stringlengths 14
14
| operator
stringclasses 4
values | assessment_date
timestamp[ns]date 2025-09-30 00:00:00
2025-09-30 00:00:00
| credit_score
int64 300
1k
| credit_rating
stringclasses 4
values | tenure_months
int64 1
120
| avg_monthly_spend_ngn
float64 500
50k
| recharge_frequency_per_month
int64 1
30
| payment_consistency_score
float64 0
1
| late_payment_count
int64 0
10
| account_type
stringclasses 2
values | loan_eligibility
bool 2
classes | max_loan_amount_ngn
float64 0
150k
| default_risk
stringclasses 3
values |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
CUST8873908
|
+2349072091040
|
Airtel
| 2025-09-30T00:00:00
| 869
|
excellent
| 40
| 48,774.8
| 30
| 0.68
| 0
|
postpaid
| true
| 96,691.39
|
low
|
CUST9728639
|
+2349067950775
|
MTN
| 2025-09-30T00:00:00
| 657
|
good
| 52
| 41,255.48
| 15
| 0.18
| 0
|
prepaid
| true
| 67,937.88
|
low
|
CUST5111513
|
+2347055943423
|
Glo
| 2025-09-30T00:00:00
| 1,000
|
excellent
| 106
| 17,898.81
| 29
| 0.55
| 0
|
prepaid
| true
| 26,168.05
|
low
|
CUST8786082
|
+2349014767233
|
Airtel
| 2025-09-30T00:00:00
| 1,000
|
excellent
| 119
| 48,352.12
| 28
| 0.98
| 0
|
prepaid
| true
| 87,088.42
|
medium
|
CUST5448907
|
+2348097892016
|
9mobile
| 2025-09-30T00:00:00
| 593
|
fair
| 68
| 11,930.72
| 6
| 0.22
| 10
|
prepaid
| false
| 0
|
high
|
CUST7430312
|
+2349073363676
|
Airtel
| 2025-09-30T00:00:00
| 666
|
good
| 44
| 4,168.62
| 16
| 0.83
| 1
|
prepaid
| true
| 4,327.25
|
low
|
CUST7418976
|
+2348164082267
|
MTN
| 2025-09-30T00:00:00
| 717
|
good
| 63
| 28,106.78
| 11
| 0.23
| 1
|
prepaid
| true
| 58,011.62
|
medium
|
CUST7019223
|
+2348134410843
|
MTN
| 2025-09-30T00:00:00
| 770
|
good
| 53
| 49,441.54
| 10
| 0.73
| 2
|
prepaid
| true
| 146,971.93
|
medium
|
CUST9486009
|
+2349023032513
|
Airtel
| 2025-09-30T00:00:00
| 734
|
good
| 79
| 11,163.11
| 17
| 0.13
| 0
|
prepaid
| true
| 19,434.04
|
low
|
CUST5754134
|
+2349084255465
|
9mobile
| 2025-09-30T00:00:00
| 333
|
poor
| 2
| 33,018.17
| 11
| 0.03
| 10
|
prepaid
| false
| 0
|
low
|
CUST2640237
|
+2349093581549
|
9mobile
| 2025-09-30T00:00:00
| 360
|
poor
| 17
| 23,457.17
| 1
| 0.17
| 5
|
prepaid
| false
| 0
|
low
|
CUST8068332
|
+2349025276453
|
Airtel
| 2025-09-30T00:00:00
| 653
|
good
| 49
| 31,968.84
| 4
| 0.69
| 0
|
prepaid
| true
| 80,160.18
|
low
|
CUST9569372
|
+2349068296200
|
MTN
| 2025-09-30T00:00:00
| 944
|
excellent
| 111
| 48,831.05
| 15
| 0.12
| 0
|
postpaid
| true
| 66,904.69
|
low
|
CUST9666296
|
+2348080935704
|
Airtel
| 2025-09-30T00:00:00
| 933
|
excellent
| 104
| 4,351.8
| 27
| 0.32
| 2
|
prepaid
| true
| 9,374.52
|
medium
|
CUST4981316
|
+2348165828131
|
MTN
| 2025-09-30T00:00:00
| 642
|
fair
| 64
| 12,153.42
| 2
| 0.48
| 2
|
prepaid
| false
| 0
|
high
|
CUST9610364
|
+2348034901454
|
MTN
| 2025-09-30T00:00:00
| 807
|
excellent
| 43
| 22,457.08
| 9
| 0.99
| 1
|
prepaid
| true
| 58,019.26
|
low
|
CUST6031945
|
+2347018153687
|
Airtel
| 2025-09-30T00:00:00
| 307
|
poor
| 16
| 5,754.61
| 10
| 0.31
| 2
|
postpaid
| false
| 0
|
medium
|
CUST8768316
|
+2348126647744
|
Airtel
| 2025-09-30T00:00:00
| 866
|
excellent
| 111
| 25,131.38
| 8
| 0.16
| 0
|
prepaid
| true
| 67,081.48
|
low
|
CUST1382600
|
+2349069838320
|
MTN
| 2025-09-30T00:00:00
| 784
|
good
| 93
| 37,215.42
| 3
| 0.15
| 1
|
prepaid
| true
| 55,554.91
|
low
|
CUST1733293
|
+2347012038982
|
Airtel
| 2025-09-30T00:00:00
| 758
|
good
| 69
| 42,463.07
| 6
| 0.57
| 0
|
prepaid
| true
| 109,688.65
|
low
|
CUST7957961
|
+2348136501251
|
MTN
| 2025-09-30T00:00:00
| 917
|
excellent
| 116
| 27,096.94
| 5
| 0.31
| 2
|
prepaid
| true
| 72,432.18
|
low
|
CUST9898388
|
+2347065034857
|
MTN
| 2025-09-30T00:00:00
| 848
|
excellent
| 106
| 6,287.13
| 1
| 0.92
| 0
|
prepaid
| true
| 12,202.47
|
low
|
CUST8099339
|
+2349068523234
|
MTN
| 2025-09-30T00:00:00
| 607
|
fair
| 46
| 16,312.02
| 20
| 0.16
| 3
|
prepaid
| false
| 0
|
high
|
CUST6636674
|
+2349025496014
|
Airtel
| 2025-09-30T00:00:00
| 384
|
poor
| 14
| 2,331.48
| 28
| 0.15
| 4
|
prepaid
| false
| 0
|
high
|
CUST5955269
|
+2348117232923
|
Glo
| 2025-09-30T00:00:00
| 880
|
excellent
| 86
| 32,034.33
| 18
| 0.17
| 2
|
prepaid
| true
| 38,261.31
|
low
|
CUST1674547
|
+2348145905207
|
MTN
| 2025-09-30T00:00:00
| 508
|
fair
| 22
| 17,499.78
| 4
| 0.49
| 2
|
prepaid
| false
| 0
|
low
|
CUST4503879
|
+2348034123479
|
MTN
| 2025-09-30T00:00:00
| 613
|
fair
| 20
| 5,839.18
| 27
| 0.68
| 8
|
prepaid
| false
| 0
|
low
|
CUST3043429
|
+2348111937431
|
Glo
| 2025-09-30T00:00:00
| 725
|
good
| 41
| 27,561.45
| 10
| 0.69
| 0
|
postpaid
| true
| 69,723.64
|
low
|
CUST7109752
|
+2349031595178
|
MTN
| 2025-09-30T00:00:00
| 1,000
|
excellent
| 101
| 28,966.48
| 15
| 0.55
| 2
|
prepaid
| true
| 55,103.85
|
low
|
CUST6535392
|
+2348077543373
|
Glo
| 2025-09-30T00:00:00
| 741
|
good
| 31
| 32,570.95
| 19
| 0.64
| 1
|
prepaid
| true
| 33,814.44
|
low
|
CUST9941365
|
+2349086990268
|
9mobile
| 2025-09-30T00:00:00
| 396
|
poor
| 33
| 25,815.14
| 2
| 0.12
| 8
|
postpaid
| false
| 0
|
high
|
CUST9549958
|
+2348136398511
|
MTN
| 2025-09-30T00:00:00
| 628
|
fair
| 7
| 21,276.12
| 19
| 0.54
| 5
|
prepaid
| false
| 0
|
low
|
CUST4710634
|
+2348078275111
|
Glo
| 2025-09-30T00:00:00
| 598
|
fair
| 10
| 27,522.17
| 17
| 0.56
| 7
|
prepaid
| false
| 0
|
high
|
CUST7929729
|
+2347052076663
|
Glo
| 2025-09-30T00:00:00
| 527
|
fair
| 10
| 45,485.34
| 22
| 0.27
| 9
|
prepaid
| false
| 0
|
low
|
CUST7544904
|
+2348063418723
|
MTN
| 2025-09-30T00:00:00
| 834
|
excellent
| 74
| 46,977.08
| 10
| 0.65
| 0
|
prepaid
| true
| 61,128.09
|
medium
|
CUST6235745
|
+2347085031458
|
Airtel
| 2025-09-30T00:00:00
| 525
|
fair
| 74
| 10,333.94
| 1
| 0.06
| 7
|
prepaid
| false
| 0
|
medium
|
CUST1874811
|
+2348159125753
|
Glo
| 2025-09-30T00:00:00
| 677
|
good
| 70
| 47,119.68
| 4
| 0.45
| 1
|
prepaid
| true
| 131,726.58
|
medium
|
CUST1356668
|
+2347031304684
|
MTN
| 2025-09-30T00:00:00
| 768
|
good
| 85
| 29,496.85
| 16
| 0.11
| 1
|
prepaid
| true
| 56,708.28
|
high
|
CUST3896718
|
+2347088617894
|
Airtel
| 2025-09-30T00:00:00
| 897
|
excellent
| 94
| 35,344.51
| 3
| 0.57
| 0
|
prepaid
| true
| 82,308.5
|
low
|
CUST4579031
|
+2347013044593
|
Airtel
| 2025-09-30T00:00:00
| 798
|
good
| 57
| 9,363.5
| 16
| 0.78
| 2
|
prepaid
| true
| 12,317.99
|
low
|
CUST8966151
|
+2349077376571
|
Airtel
| 2025-09-30T00:00:00
| 1,000
|
excellent
| 85
| 43,751.6
| 26
| 0.63
| 2
|
prepaid
| true
| 99,767.45
|
low
|
CUST5262086
|
+2348184843058
|
9mobile
| 2025-09-30T00:00:00
| 571
|
fair
| 62
| 20,659.54
| 9
| 0.03
| 6
|
postpaid
| false
| 0
|
high
|
CUST4641591
|
+2347033972472
|
MTN
| 2025-09-30T00:00:00
| 1,000
|
excellent
| 106
| 42,472
| 19
| 0.24
| 2
|
prepaid
| true
| 57,083.35
|
low
|
CUST9951921
|
+2349079467256
|
Airtel
| 2025-09-30T00:00:00
| 836
|
excellent
| 74
| 26,627.16
| 4
| 0.6
| 1
|
prepaid
| true
| 30,910.72
|
medium
|
CUST1198584
|
+2348156608239
|
Glo
| 2025-09-30T00:00:00
| 727
|
good
| 77
| 40,024.15
| 12
| 0.03
| 0
|
prepaid
| true
| 99,764.45
|
low
|
CUST2873807
|
+2348145507749
|
MTN
| 2025-09-30T00:00:00
| 1,000
|
excellent
| 104
| 45,132.47
| 14
| 0.78
| 2
|
prepaid
| true
| 47,716.87
|
medium
|
CUST5090473
|
+2349099832197
|
9mobile
| 2025-09-30T00:00:00
| 770
|
good
| 49
| 44,204.6
| 20
| 0.5
| 1
|
prepaid
| true
| 125,188.26
|
low
|
CUST1549698
|
+2348159871416
|
Glo
| 2025-09-30T00:00:00
| 1,000
|
excellent
| 104
| 46,882.2
| 4
| 0.8
| 0
|
prepaid
| true
| 51,952.85
|
low
|
CUST4908113
|
+2349063298601
|
MTN
| 2025-09-30T00:00:00
| 893
|
excellent
| 70
| 17,819.98
| 20
| 0.45
| 2
|
prepaid
| true
| 42,506.73
|
low
|
CUST8226002
|
+2349073924907
|
Airtel
| 2025-09-30T00:00:00
| 669
|
good
| 29
| 23,484.12
| 6
| 0.89
| 1
|
prepaid
| true
| 67,484.53
|
low
|
CUST3243362
|
+2348104135010
|
MTN
| 2025-09-30T00:00:00
| 1,000
|
excellent
| 85
| 44,216.87
| 29
| 0.47
| 1
|
prepaid
| true
| 115,130.29
|
low
|
CUST4394893
|
+2348033881708
|
MTN
| 2025-09-30T00:00:00
| 763
|
good
| 18
| 36,782.06
| 21
| 0.92
| 1
|
postpaid
| true
| 84,397.33
|
low
|
CUST8240097
|
+2349055184929
|
Glo
| 2025-09-30T00:00:00
| 741
|
good
| 6
| 45,262.93
| 30
| 0.73
| 1
|
prepaid
| true
| 131,391.26
|
low
|
CUST7041524
|
+2349074649532
|
Airtel
| 2025-09-30T00:00:00
| 679
|
good
| 23
| 22,867.08
| 27
| 0.15
| 0
|
prepaid
| true
| 66,107.05
|
low
|
CUST8561006
|
+2348135979476
|
MTN
| 2025-09-30T00:00:00
| 636
|
fair
| 13
| 22,892.87
| 24
| 0.32
| 8
|
prepaid
| false
| 0
|
low
|
CUST9250070
|
+2348029143453
|
Airtel
| 2025-09-30T00:00:00
| 541
|
fair
| 47
| 27,611.01
| 7
| 0.29
| 1
|
prepaid
| false
| 0
|
high
|
CUST7735736
|
+2349018264351
|
Airtel
| 2025-09-30T00:00:00
| 803
|
excellent
| 47
| 45,301.71
| 19
| 0.52
| 1
|
prepaid
| true
| 123,948.5
|
medium
|
CUST7367825
|
+2347088033167
|
Airtel
| 2025-09-30T00:00:00
| 1,000
|
excellent
| 112
| 28,847.39
| 24
| 0.85
| 0
|
prepaid
| true
| 29,157.84
|
medium
|
CUST9287038
|
+2348055748339
|
Glo
| 2025-09-30T00:00:00
| 948
|
excellent
| 90
| 28,269.86
| 21
| 0.26
| 2
|
prepaid
| true
| 28,815.04
|
low
|
CUST1518348
|
+2349057065565
|
Glo
| 2025-09-30T00:00:00
| 972
|
excellent
| 117
| 34,179.02
| 5
| 0.62
| 0
|
prepaid
| true
| 44,803.95
|
medium
|
CUST7751417
|
+2349057527402
|
Glo
| 2025-09-30T00:00:00
| 1,000
|
excellent
| 106
| 19,843.81
| 22
| 0.52
| 1
|
prepaid
| true
| 40,295.38
|
low
|
CUST4003408
|
+2348143724776
|
MTN
| 2025-09-30T00:00:00
| 865
|
excellent
| 59
| 30,276.98
| 24
| 0.42
| 2
|
prepaid
| true
| 33,843.11
|
low
|
CUST5507711
|
+2348033924363
|
MTN
| 2025-09-30T00:00:00
| 687
|
good
| 59
| 8,486.52
| 8
| 0.8
| 1
|
prepaid
| true
| 18,360.92
|
high
|
CUST9841227
|
+2348054148030
|
Glo
| 2025-09-30T00:00:00
| 682
|
good
| 51
| 32,106.28
| 13
| 0.28
| 2
|
prepaid
| true
| 74,181.58
|
medium
|
CUST6701684
|
+2347086679117
|
Airtel
| 2025-09-30T00:00:00
| 744
|
good
| 35
| 6,072.26
| 22
| 0.88
| 0
|
prepaid
| true
| 18,186.31
|
low
|
CUST4726731
|
+2347038998554
|
MTN
| 2025-09-30T00:00:00
| 759
|
good
| 48
| 19,506.18
| 18
| 0.6
| 1
|
postpaid
| true
| 32,634.14
|
low
|
CUST2889479
|
+2348120816555
|
Airtel
| 2025-09-30T00:00:00
| 997
|
excellent
| 75
| 37,602.86
| 27
| 0.57
| 0
|
prepaid
| true
| 52,612.06
|
medium
|
CUST1003405
|
+2348091309993
|
9mobile
| 2025-09-30T00:00:00
| 672
|
good
| 46
| 47,949.36
| 2
| 0.65
| 1
|
prepaid
| true
| 106,951.59
|
medium
|
CUST2825850
|
+2348116442610
|
Glo
| 2025-09-30T00:00:00
| 805
|
excellent
| 112
| 2,618.38
| 6
| 0.55
| 0
|
prepaid
| true
| 5,269.89
|
low
|
CUST9390267
|
+2348063879560
|
MTN
| 2025-09-30T00:00:00
| 847
|
excellent
| 52
| 26,909.08
| 27
| 0.49
| 2
|
postpaid
| true
| 54,051.6
|
medium
|
CUST2524030
|
+2349050059824
|
Glo
| 2025-09-30T00:00:00
| 1,000
|
excellent
| 114
| 17,540.56
| 15
| 0.24
| 1
|
prepaid
| true
| 36,664.9
|
low
|
CUST7716629
|
+2348122231305
|
Airtel
| 2025-09-30T00:00:00
| 813
|
excellent
| 70
| 40,545.19
| 13
| 0.28
| 0
|
prepaid
| true
| 112,501.44
|
low
|
CUST4333173
|
+2348127754763
|
Airtel
| 2025-09-30T00:00:00
| 939
|
excellent
| 64
| 40,276.58
| 24
| 0.72
| 0
|
prepaid
| true
| 44,417.98
|
low
|
CUST7355213
|
+2347069974886
|
MTN
| 2025-09-30T00:00:00
| 673
|
good
| 16
| 39,916.23
| 16
| 0.62
| 1
|
prepaid
| true
| 48,756.37
|
low
|
CUST7149957
|
+2348076924646
|
Glo
| 2025-09-30T00:00:00
| 640
|
fair
| 16
| 21,434.24
| 16
| 0.82
| 8
|
prepaid
| false
| 0
|
medium
|
CUST1325856
|
+2348087781419
|
Airtel
| 2025-09-30T00:00:00
| 1,000
|
excellent
| 104
| 33,652.47
| 16
| 0.75
| 0
|
prepaid
| true
| 61,351.79
|
low
|
CUST9746975
|
+2348180100482
|
9mobile
| 2025-09-30T00:00:00
| 611
|
fair
| 67
| 43,180.77
| 1
| 0.39
| 4
|
prepaid
| false
| 0
|
high
|
CUST3139789
|
+2347038247931
|
MTN
| 2025-09-30T00:00:00
| 837
|
excellent
| 55
| 26,347.81
| 24
| 0.36
| 2
|
prepaid
| true
| 67,865.08
|
low
|
CUST1828014
|
+2348071866745
|
Glo
| 2025-09-30T00:00:00
| 427
|
poor
| 8
| 14,958.74
| 6
| 0.66
| 10
|
prepaid
| false
| 0
|
low
|
CUST4337891
|
+2348039131559
|
MTN
| 2025-09-30T00:00:00
| 445
|
poor
| 14
| 3,075.26
| 24
| 0.26
| 5
|
prepaid
| false
| 0
|
medium
|
CUST6421062
|
+2348074857422
|
Glo
| 2025-09-30T00:00:00
| 898
|
excellent
| 92
| 704.54
| 26
| 0.46
| 1
|
prepaid
| true
| 1,231.22
|
low
|
CUST2083752
|
+2349024376534
|
Airtel
| 2025-09-30T00:00:00
| 894
|
excellent
| 36
| 39,845.05
| 29
| 0.74
| 0
|
prepaid
| true
| 62,211.08
|
medium
|
CUST7992754
|
+2348117009390
|
Glo
| 2025-09-30T00:00:00
| 591
|
fair
| 50
| 47,352.32
| 18
| 0.03
| 5
|
prepaid
| false
| 0
|
medium
|
CUST2895441
|
+2349027744108
|
Airtel
| 2025-09-30T00:00:00
| 481
|
poor
| 15
| 48,495.99
| 9
| 0.42
| 10
|
prepaid
| false
| 0
|
high
|
CUST9932094
|
+2348023841467
|
Airtel
| 2025-09-30T00:00:00
| 487
|
poor
| 29
| 27,048.92
| 6
| 0.26
| 6
|
prepaid
| false
| 0
|
medium
|
CUST2838290
|
+2349025058087
|
Airtel
| 2025-09-30T00:00:00
| 717
|
good
| 14
| 8,992.63
| 30
| 0.96
| 1
|
prepaid
| true
| 16,519.64
|
low
|
CUST8719063
|
+2349014198678
|
Airtel
| 2025-09-30T00:00:00
| 520
|
fair
| 26
| 1,293.51
| 23
| 0.42
| 8
|
prepaid
| false
| 0
|
high
|
CUST7228720
|
+2348123086528
|
Airtel
| 2025-09-30T00:00:00
| 700
|
good
| 72
| 44,060.56
| 8
| 0.05
| 0
|
prepaid
| true
| 108,897.99
|
low
|
CUST6140338
|
+2349095503392
|
9mobile
| 2025-09-30T00:00:00
| 300
|
poor
| 40
| 2,240.28
| 1
| 0.21
| 2
|
prepaid
| false
| 0
|
medium
|
CUST2320683
|
+2348170130522
|
9mobile
| 2025-09-30T00:00:00
| 639
|
fair
| 32
| 15,485.53
| 20
| 0.51
| 4
|
prepaid
| false
| 0
|
medium
|
CUST4172062
|
+2348185958326
|
9mobile
| 2025-09-30T00:00:00
| 1,000
|
excellent
| 118
| 11,456.59
| 18
| 0.59
| 1
|
prepaid
| true
| 13,507.15
|
low
|
CUST9552266
|
+2348118451305
|
Glo
| 2025-09-30T00:00:00
| 533
|
fair
| 50
| 10,390.83
| 3
| 0.4
| 3
|
prepaid
| false
| 0
|
medium
|
CUST2754193
|
+2348128466531
|
Airtel
| 2025-09-30T00:00:00
| 940
|
excellent
| 80
| 40,007.68
| 22
| 0.46
| 1
|
prepaid
| true
| 77,222.34
|
low
|
CUST1406809
|
+2348086680107
|
Airtel
| 2025-09-30T00:00:00
| 934
|
excellent
| 74
| 23,882.42
| 17
| 0.64
| 2
|
prepaid
| true
| 29,568.96
|
medium
|
CUST1236149
|
+2348132174303
|
MTN
| 2025-09-30T00:00:00
| 899
|
excellent
| 58
| 44,250.35
| 7
| 0.98
| 0
|
prepaid
| true
| 112,073.68
|
high
|
CUST9661534
|
+2348057202787
|
Glo
| 2025-09-30T00:00:00
| 618
|
fair
| 39
| 30,460.99
| 19
| 0.17
| 8
|
postpaid
| false
| 0
|
medium
|
CUST5164058
|
+2348173584800
|
9mobile
| 2025-09-30T00:00:00
| 941
|
excellent
| 83
| 39,416.82
| 22
| 0.27
| 2
|
postpaid
| true
| 83,307.24
|
high
|
CUST2863386
|
+2349028243213
|
Airtel
| 2025-09-30T00:00:00
| 1,000
|
excellent
| 110
| 35,401.84
| 3
| 0.92
| 2
|
prepaid
| true
| 52,760.36
|
low
|
CUST4039537
|
+2347052186952
|
Glo
| 2025-09-30T00:00:00
| 901
|
excellent
| 50
| 45,931.73
| 29
| 0.39
| 0
|
postpaid
| true
| 117,678.78
|
low
|
CUST6885327
|
+2348162549820
|
MTN
| 2025-09-30T00:00:00
| 1,000
|
excellent
| 106
| 42,389.65
| 30
| 0.29
| 2
|
postpaid
| true
| 108,395.06
|
low
|
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