customer_id
stringlengths
11
11
phone_number
stringlengths
14
14
operator
stringclasses
4 values
assessment_date
timestamp[ns]date
2025-09-30 00:00:00
2025-09-30 00:00:00
credit_score
int64
300
1k
credit_rating
stringclasses
4 values
tenure_months
int64
1
120
avg_monthly_spend_ngn
float64
500
50k
recharge_frequency_per_month
int64
1
30
payment_consistency_score
float64
0
1
late_payment_count
int64
0
10
account_type
stringclasses
2 values
loan_eligibility
bool
2 classes
max_loan_amount_ngn
float64
0
150k
default_risk
stringclasses
3 values
CUST1520085
+2348066357310
MTN
2025-09-30T00:00:00
663
good
79
36,425.51
2
0.26
2
prepaid
true
69,893.82
medium
CUST3629588
+2349017306676
Airtel
2025-09-30T00:00:00
1,000
excellent
80
14,704.43
23
0.94
2
prepaid
true
34,614.41
medium
CUST2366985
+2349032387355
MTN
2025-09-30T00:00:00
576
fair
31
17,930.19
26
0.06
2
prepaid
false
0
high
CUST9726963
+2349033920934
MTN
2025-09-30T00:00:00
490
poor
5
26,556.23
5
0.79
4
prepaid
false
0
medium
CUST9446911
+2348171465378
9mobile
2025-09-30T00:00:00
388
poor
20
34,579.86
7
0.22
6
prepaid
false
0
high
CUST3796189
+2349010613221
Airtel
2025-09-30T00:00:00
666
good
83
14,767.97
10
0.06
1
prepaid
true
36,282.16
low
CUST4641989
+2348111361039
Glo
2025-09-30T00:00:00
831
excellent
75
49,525.37
1
0.74
2
prepaid
true
50,490.25
low
CUST8662521
+2348037269337
MTN
2025-09-30T00:00:00
937
excellent
59
48,928.53
28
0.66
2
prepaid
true
69,660.64
low
CUST1126657
+2348038928419
MTN
2025-09-30T00:00:00
597
fair
8
47,188.29
22
0.6
1
postpaid
false
0
medium
CUST6446852
+2349021749448
Airtel
2025-09-30T00:00:00
395
poor
19
46,017.62
2
0.34
2
prepaid
false
0
medium
CUST9352674
+2349027776896
Airtel
2025-09-30T00:00:00
1,000
excellent
111
42,914.88
26
0.38
1
prepaid
true
105,267.4
medium
CUST6147060
+2349051732017
Glo
2025-09-30T00:00:00
763
good
75
15,750.34
17
0.17
1
prepaid
true
35,809.28
low
CUST4846319
+2349095857188
9mobile
2025-09-30T00:00:00
785
good
111
14,583.92
7
0.05
0
prepaid
true
36,992.29
low
CUST6280239
+2348101030985
MTN
2025-09-30T00:00:00
543
fair
34
40,817.35
12
0.17
3
prepaid
false
0
high
CUST9160863
+2348156874813
Glo
2025-09-30T00:00:00
737
good
59
22,365.79
9
0.38
2
prepaid
true
54,205.97
low
CUST8448347
+2349010797220
Airtel
2025-09-30T00:00:00
713
good
8
21,101.3
30
0.48
1
prepaid
true
38,728.82
high
CUST8132267
+2348146022715
MTN
2025-09-30T00:00:00
870
excellent
58
46,863.41
13
0.71
0
prepaid
true
89,285.74
low
CUST5078446
+2348055378565
Glo
2025-09-30T00:00:00
462
poor
7
7,363.19
16
0.65
1
postpaid
false
0
high
CUST4539264
+2348144446220
MTN
2025-09-30T00:00:00
679
good
84
14,083.04
3
0.14
2
prepaid
true
25,296.68
medium
CUST8026088
+2348120495267
Airtel
2025-09-30T00:00:00
627
fair
26
43,768.09
5
0.67
4
prepaid
false
0
high
CUST7581355
+2348169319507
MTN
2025-09-30T00:00:00
840
excellent
44
20,509.12
18
0.65
2
prepaid
true
27,229.69
low
CUST3617956
+2348082081228
Airtel
2025-09-30T00:00:00
827
excellent
87
7,682.94
10
0.57
2
prepaid
true
14,317.68
low
CUST4500892
+2349076413699
Airtel
2025-09-30T00:00:00
666
good
16
41,945.57
10
0.83
2
prepaid
true
101,781.29
low
CUST8836999
+2348113783917
Glo
2025-09-30T00:00:00
909
excellent
91
37,535.21
23
0.11
1
prepaid
true
50,321.27
low
CUST1004136
+2349023652779
Airtel
2025-09-30T00:00:00
632
fair
4
49,579.86
18
0.72
9
prepaid
false
0
medium
CUST9351736
+2348109449897
MTN
2025-09-30T00:00:00
924
excellent
104
34,224.61
21
0.13
1
prepaid
true
70,450.61
low
CUST5999385
+2348024624190
Airtel
2025-09-30T00:00:00
734
good
32
45,858.55
25
0.32
0
prepaid
true
55,149.94
low
CUST6617315
+2348169088671
MTN
2025-09-30T00:00:00
660
good
84
46,961.2
3
0.11
1
prepaid
true
116,984.37
low
CUST6431277
+2348160248210
MTN
2025-09-30T00:00:00
1,000
excellent
113
20,353.65
19
0.48
1
postpaid
true
33,340.33
low
CUST3411212
+2348072865620
Glo
2025-09-30T00:00:00
729
good
4
27,621.57
27
0.69
0
prepaid
true
75,218.23
low
CUST6781365
+2347068277758
MTN
2025-09-30T00:00:00
693
good
70
23,876.86
15
0.1
2
postpaid
true
48,270.55
medium
CUST8973007
+2347061667773
MTN
2025-09-30T00:00:00
1,000
excellent
74
35,712.55
25
0.88
0
prepaid
true
101,471.12
low
CUST1719760
+2348121173588
Airtel
2025-09-30T00:00:00
1,000
excellent
115
44,808.8
18
0.77
1
prepaid
true
70,381.43
medium
CUST5271636
+2348121198563
Airtel
2025-09-30T00:00:00
795
good
56
30,073.36
6
0.75
1
prepaid
true
48,481.96
medium
CUST8315665
+2348100974093
MTN
2025-09-30T00:00:00
881
excellent
97
22,912.26
4
0.58
1
prepaid
true
50,811.74
low
CUST5329189
+2349067564757
MTN
2025-09-30T00:00:00
651
good
103
5,424.17
6
0.08
2
prepaid
true
11,243.14
low
CUST9334053
+2348157332130
Glo
2025-09-30T00:00:00
772
good
46
6,355.84
29
0.53
1
prepaid
true
17,758.76
low
CUST3590641
+2348067446282
MTN
2025-09-30T00:00:00
1,000
excellent
94
25,481.91
27
0.24
2
prepaid
true
26,276.39
low
CUST3480473
+2349078999887
Airtel
2025-09-30T00:00:00
690
good
40
29,563.19
8
0.58
2
prepaid
true
41,262.97
low
CUST3381313
+2347039729093
MTN
2025-09-30T00:00:00
923
excellent
66
33,319.09
28
0.36
0
prepaid
true
59,130.71
low
CUST6286209
+2348131151124
MTN
2025-09-30T00:00:00
714
good
50
44,744.58
27
0.07
1
postpaid
true
60,930.04
medium
CUST9004795
+2349034725515
MTN
2025-09-30T00:00:00
756
good
105
22,918.88
5
0
0
prepaid
true
63,091.05
medium
CUST1248044
+2349081247961
9mobile
2025-09-30T00:00:00
475
poor
15
9,100.37
11
0.61
9
prepaid
false
0
medium
CUST6019104
+2348103013610
MTN
2025-09-30T00:00:00
854
excellent
79
8,731.28
21
0.67
2
postpaid
true
24,230.86
low
CUST8135583
+2348167947047
MTN
2025-09-30T00:00:00
513
fair
23
26,643.85
16
0.01
10
prepaid
false
0
low
CUST9959971
+2348073278605
Glo
2025-09-30T00:00:00
847
excellent
69
12,730.24
17
0.64
1
prepaid
true
19,359.31
low
CUST7005133
+2348143116496
MTN
2025-09-30T00:00:00
509
fair
24
36,555.29
4
0.35
4
prepaid
false
0
medium
CUST2305781
+2349079071606
Airtel
2025-09-30T00:00:00
829
excellent
60
23,773.04
10
0.78
1
prepaid
true
49,960.91
low
CUST4649312
+2348057569996
Glo
2025-09-30T00:00:00
1,000
excellent
78
13,400.33
26
0.86
0
prepaid
true
23,532.6
low
CUST3419099
+2347086395635
Airtel
2025-09-30T00:00:00
960
excellent
68
21,341.3
16
0.89
1
prepaid
true
29,037.02
low
CUST9993088
+2348035490904
MTN
2025-09-30T00:00:00
413
poor
22
17,152.1
11
0.01
4
prepaid
false
0
medium
CUST4481102
+2349017929212
Airtel
2025-09-30T00:00:00
1,000
excellent
86
16,792.41
19
0.74
1
prepaid
true
44,135.52
low
CUST3440993
+2347054761140
Glo
2025-09-30T00:00:00
794
good
101
9,595.63
5
0.41
2
prepaid
true
14,328.74
low
CUST7028910
+2347057581948
Glo
2025-09-30T00:00:00
859
excellent
87
26,855
24
0.1
0
prepaid
true
66,018.65
low
CUST6390949
+2349053460882
Glo
2025-09-30T00:00:00
942
excellent
99
49,022.37
7
0.46
2
prepaid
true
132,199.5
low
CUST7697002
+2348143937457
MTN
2025-09-30T00:00:00
364
poor
51
1,772.76
3
0.14
8
prepaid
false
0
high
CUST6981118
+2348099710685
9mobile
2025-09-30T00:00:00
657
good
47
43,200.54
16
0.3
1
prepaid
true
128,145.42
medium
CUST4095318
+2349037201513
MTN
2025-09-30T00:00:00
640
fair
82
11,030.8
5
0.14
0
prepaid
false
0
high
CUST7816125
+2347080465124
Airtel
2025-09-30T00:00:00
811
excellent
98
43,859.69
5
0.11
2
postpaid
true
46,314.79
high
CUST5441948
+2348104728969
MTN
2025-09-30T00:00:00
451
poor
11
40,467.9
1
0.51
4
prepaid
false
0
low
CUST7628274
+2348097638266
9mobile
2025-09-30T00:00:00
873
excellent
80
44,050.43
14
0.52
0
prepaid
true
131,440.13
low
CUST8020299
+2348149656100
MTN
2025-09-30T00:00:00
300
poor
2
13,120.32
10
0.02
7
postpaid
false
0
high
CUST9747929
+2348104753096
MTN
2025-09-30T00:00:00
460
poor
58
4,331.4
8
0.01
3
prepaid
false
0
high
CUST7594292
+2347054958473
Glo
2025-09-30T00:00:00
650
fair
25
11,574.5
20
0.69
0
postpaid
false
0
high
CUST9096035
+2347033928161
MTN
2025-09-30T00:00:00
1,000
excellent
80
28,780.64
22
0.9
0
prepaid
true
73,391.84
medium
CUST2818176
+2348110215885
Glo
2025-09-30T00:00:00
814
excellent
59
18,669.64
26
0.08
0
prepaid
true
28,715.48
low
CUST5902819
+2347013633470
Airtel
2025-09-30T00:00:00
779
good
61
39,306.77
7
0.64
2
prepaid
true
53,031.52
low
CUST5490102
+2348128222348
Airtel
2025-09-30T00:00:00
455
poor
31
3,118.48
15
0.51
5
prepaid
false
0
medium
CUST8464316
+2349035372298
MTN
2025-09-30T00:00:00
871
excellent
48
35,202.79
19
0.79
2
prepaid
true
85,794.29
low
CUST6139427
+2348166895237
MTN
2025-09-30T00:00:00
698
good
63
13,849.43
3
0.67
1
prepaid
true
21,664.1
low
CUST4616533
+2348161803119
MTN
2025-09-30T00:00:00
612
fair
50
24,041.59
9
0.39
5
prepaid
false
0
medium
CUST4584225
+2349099819429
9mobile
2025-09-30T00:00:00
726
good
28
48,564.91
20
0.69
0
prepaid
true
88,097.66
low
CUST9163889
+2347060348083
MTN
2025-09-30T00:00:00
693
good
27
20,606.65
24
0.35
2
prepaid
true
51,951.58
low
CUST3309886
+2347039669676
MTN
2025-09-30T00:00:00
971
excellent
51
44,011.67
24
0.93
0
postpaid
true
70,343.71
low
CUST4343635
+2349058881031
Glo
2025-09-30T00:00:00
816
excellent
33
16,160.82
26
0.68
1
prepaid
true
36,218.2
low
CUST6542337
+2347085412606
Airtel
2025-09-30T00:00:00
647
fair
10
4,704.2
22
0.95
5
prepaid
false
0
high
CUST7223813
+2349023763568
Airtel
2025-09-30T00:00:00
795
good
86
38,973.58
17
0.13
0
prepaid
true
116,112.83
medium
CUST1794362
+2348135633697
MTN
2025-09-30T00:00:00
679
good
8
35,903.45
23
0.68
1
prepaid
true
77,936.14
low
CUST3322323
+2348031452302
MTN
2025-09-30T00:00:00
845
excellent
82
39,377.27
7
0.54
0
prepaid
true
85,703.34
low
CUST5488394
+2349021168436
Airtel
2025-09-30T00:00:00
817
excellent
91
28,433.27
10
0.25
2
prepaid
true
59,152.13
high
CUST4757552
+2348116135474
Glo
2025-09-30T00:00:00
611
fair
1
44,810.63
15
0.88
6
prepaid
false
0
high
CUST5265458
+2349014138090
Airtel
2025-09-30T00:00:00
749
good
44
41,546.03
8
0.85
2
prepaid
true
101,473.82
medium
CUST3349460
+2349062507159
MTN
2025-09-30T00:00:00
715
good
62
30,075.94
6
0.65
0
prepaid
true
49,226.99
medium
CUST4161185
+2348128957484
Airtel
2025-09-30T00:00:00
750
good
19
13,447.32
27
0.78
2
postpaid
true
16,172.18
medium
CUST6675446
+2349070784790
Airtel
2025-09-30T00:00:00
929
excellent
84
18,540.9
22
0.4
2
prepaid
true
48,914.2
high
CUST1914070
+2349075353713
Airtel
2025-09-30T00:00:00
579
fair
71
1,894.01
11
0.31
3
postpaid
false
0
low
CUST9298755
+2348156341509
Glo
2025-09-30T00:00:00
930
excellent
105
42,905.51
3
0.54
0
prepaid
true
99,246.02
low
CUST3764256
+2349054534195
Glo
2025-09-30T00:00:00
700
good
58
35,933.77
6
0.57
2
prepaid
true
100,597.19
medium
CUST4286770
+2348138106120
MTN
2025-09-30T00:00:00
981
excellent
82
27,123.08
18
0.68
1
prepaid
true
57,066.72
low
CUST5308031
+2348056867411
Glo
2025-09-30T00:00:00
592
fair
60
26,212.64
8
0.19
10
prepaid
false
0
medium
CUST2525031
+2349093943608
9mobile
2025-09-30T00:00:00
723
good
61
3,554.07
13
0.71
0
prepaid
true
5,172.19
low
CUST1874732
+2349089096430
9mobile
2025-09-30T00:00:00
692
good
13
24,199.6
22
0.85
0
prepaid
true
31,292.1
high
CUST3743168
+2348081958299
Airtel
2025-09-30T00:00:00
892
excellent
72
15,318.54
26
0.47
1
prepaid
true
32,326.77
low
CUST8237995
+2348159812823
Glo
2025-09-30T00:00:00
743
good
28
21,831.37
22
0.45
1
prepaid
true
41,482.13
medium
CUST4046744
+2348137767455
MTN
2025-09-30T00:00:00
896
excellent
104
16,651.81
19
0.23
0
prepaid
true
31,974.24
low
CUST9794051
+2348081390343
Airtel
2025-09-30T00:00:00
337
poor
5
36,544.35
5
0.25
5
prepaid
false
0
high
CUST7670021
+2349078038365
Airtel
2025-09-30T00:00:00
835
excellent
84
34,656.51
4
0.74
0
prepaid
true
99,401.89
low
CUST7873742
+2347089201919
Airtel
2025-09-30T00:00:00
470
poor
14
47,095.86
15
0.02
1
postpaid
false
0
high
CUST2815830
+2348054796323
Glo
2025-09-30T00:00:00
719
good
12
31,647.48
15
0.9
2
prepaid
true
92,225.59
high
CUST8515459
+2348084048934
Airtel
2025-09-30T00:00:00
1,000
excellent
110
35,597.43
17
0.78
0
prepaid
true
56,747.26
low